Insuring your place of worship brochure

In the event of an accident, natural or man-made disaster, can you afford to rebuild your place of worship? Read your current property/casualty insurance policy carefully, and check the amount and type of coverage. Chances are you may not have the proper coverage you need.

Places of worship can be extremely expensive to repair or replace. You should have enough property insurance to cover the full extent of damages to the building and its contents, and various assets.

Compare your costs, coverages, rates and services against our program — then talk to your insurance broker and ask them to contact us on your behalf for an insurance proposal and quotation on your place of worship.

Places of Worship Insurance Program

We’re proud to offer religious organizations a comprehensive insurance program which provides broad coverage at very affordable premiums. Our programs are tailored to suit the specific requirements of each individual place of worship.

The following coverages are available:

Broad Form coverage on religious buildings and their contents, including sewer backup, flood and earthquake.
Loss of income coverage.
Boiler and machinery coverage.
Comprehensive 3-D coverage on money and securities.
Employee dishonesty coverage.
Commercial general liability.
$100,000 abuse coverage.
Religious counseling insurance extended to include specified counselors.
Building glass coverage.
Outdoor sign coverage.

Grain Insurance & Guarantee has years of experience working with religious organizations, and we’ve worked hard to provide policies which protect places of worship in our community. At no cost to you, our expert loss control representatives will visit your facility to provide you with a report of potential hazards that could cause a loss to your organization.

Optional coverages available at group premiums:

Directors and officers liability. 
Increased crime coverage for Holy Days and special events.
 Increased coverage on stained glass windows. (Included automatically up to $25,000)

This is an outline of the coverage. For exact terms, definitions, limitations and extensions, reference should be made to the policy.