Grain Insurance & Guarantee offers comprehensive coverage for FUNERAL DIRECTORS including coverage for their professional liability.

Based on Broad Form Coverage for Building and Contents, the package automatically includes coverages and extensions to suit your business needs. It can be tailored to meet any additional insurance requirements your operation may have.

PROPERTY:

Broad Form Property Coverage with the following additional coverages and extensions:

Accounts Receivable
Auto Fire Suppression
Brands and Labels
Business Interruption Actual Loss Sustained
Consequential Loss
Consequential Loss from Off Premises Power
Contingent Blanket By Laws
Electric Data Processing
Exterior Sign
Extra Expense
Fine Arts
Fire Department
Blanket Glass
Inflation Protection
Land and Water Pollution Clean Up
Master Key
Newly Acquired Building
Newly Acquired Contents
Off Premises Power – Loss of Business Income
Other Transit
Parcel Post
Peak Season
Personal Property of Officers and Employees
Professional Fees
Replacement Cost
Sales Representative
Temporary Locations
Valuable Papers

CRIME:

Comprehensive 3-D Coverage including:

Employee Dishonesty Coverage – Form A
Loss Inside the Premises
Loss Outside the Premises
Money Orders and Counterfeit Paper Currency Coverage
Depositors Forgery Coverage

LIABILITY:

Commercial General Liability – Our program automatically includes $1,000,000 Per Occurrence Limit, with higher limits available, subject to a General Aggregate limit of $5,000,000.

Professional liability coverage is also available.

This is an outline of the coverage. For exact terms, definitions, limitations and extensions, reference should be made to the policy.